You know that HSA or FSA money sitting in your account? The money that expires at the end of the year if you don't use it? Yeah, I was about to lose mine too until I realized I could use it for something I'd been putting off for way too long: treating my menopause symptoms.
I'm not talking about another pair of drugstore reading glasses or a fancy electric toothbrush. I'm talking about real, personalized menopause care that's changed how I feel in my skin, literally.
The "I'll deal with it later" trap
For months, I'd been dealing with vaginal dryness, irritation, and UTIs that seemed to pop up out of nowhere. My skin looked dull and tired no matter how much moisturizer I slathered on. And every time I thought about making a doctor's appointment, I'd remember the hassle: finding a doctor, getting a referral, sitting in a waiting room, hoping my insurance would cover it.
So I just ... didn't. I kept putting it off.
Then, December rolled around and I got that reminder email about my FSA funds expiring. I started googling what I could use them for. And that's when I found Alloy.
Menopause care that makes sense
Here's what sold me: Alloy connects you with doctors who specialize in menopause—doctors who are experts in menopause care and actually understand what you're going through.
The entire process happens virtually. No waiting rooms. No awkward small talk in a paper gown. Just an intake form you can complete from your phone or laptop where you can get unlimited messaging with your doctor and a personalized treatment plan.
And the best part? I could use my HSA/FSA funds for everything: the consultation, the prescriptions, all of it*. No insurance drama. No surprise bills. Just straightforward pricing.
What I'm using (and why it's working)
After my consultation, the doctor I connected with through Alloy recommended two things: Estradiol Vaginal Cream and M4 Face Serum. Both arrived at my door within days.
The Estradiol Vaginal Cream has been a game-changer. It's an FDA-approved, plant-based, bioidentical hormone treatment specifically for vaginal dryness, itching, burning, painful sex, and frequent UTIs - basically all the things I'd been quietly suffering through. It's a low-dose topical cream that works locally, so it treats the symptoms without the systemic effects of oral hormones.
Within a couple of weeks, the dryness and irritation were noticeably better. And I haven’t had a UTI since I started using it. I cannot overstate how much relief that's brought me.
The M4 Face Serum was the bonus I didn't know I needed. This isn't just another anti-aging serum. It's a prescription-strength formula with estriol, peptides, and hyaluronic acid designed specifically for women in perimenopause and menopause, when hormonal changes start visibly affecting their skin.
It targets fine lines, dryness, and loss of firmness. The fragrance-free formula restores hydration and elasticity, boosts collagen production, reduces fine lines and wrinkles, reverses sun damage, and supports hormonal skin repair.** My skin looks brighter, smoother, and actually feels better. People have noticed.
Why I wish I'd done this sooner
The whole experience was shockingly easy. I filled out an intake form online, got connected with a doctor who understood my symptoms, got a personalized treatment plan tailored to my specific symptoms, and had my prescriptions delivered to my door.
And I have unlimited messaging with my doctor if anything comes up. No waiting for callbacks. No feeling dismissed or rushed. Just real, ongoing support.
It's empowering, honestly. For the first time in a long time, I feel like I'm actually taking care of myself instead of just pushing through symptoms and hoping they get better on their own.
Don't let your HSA/FSA money disappear
If you've been dealing with menopause symptoms—whether it's vaginal dryness, frequent UTIs, skin changes, hot flashes, sleep issues, or anything else—and you have HSA or FSA funds sitting there, use them before they expire.
Alloy makes it easy. The care is real. The relief is real. And honestly? You deserve to feel better.
I'm just mad I waited this long.
*HSA/FSA funds not eligible for use on Alloy’s Synbiotic.
**These statements have not been evaluated by the Food and Drug Administration. This product is not intended to diagnose, treat, cure or prevent any disease.
